那些刚攒够了首付、准备第一次买房的人,可能很难跟那些已经有不少房产积蓄的资深房主们竞争。而且随着生活成本上涨,首次购房的新手很可能就被挤出比较贵价的区域。
SmartAsset研究了185个都市区的房地产市场现状,找出了首次买房者能买到划算房子的最佳地点。这些地方的排名是根据房价是否能负担得起、竞争激烈程度和每个房市的社区特色等因素来定的。
最适合首次购房新手的房市
划重点:
- Lawton, OK是最适合首次买房的地方。劳顿的房价在全美排名第五便宜,家庭收入中位数($55,148)占房价中位数($131,150)的44.3%。同时,25至39岁的人口占24%,在全美排名第六。房屋竞争程度一般,房源挂牌到签约大约需要22天。但房价预计在未来一年内仅上涨0.9%,略低于平均预测的1.6%。
- Peoria, IL都市区拥有最实惠的住房市场。相对于$68,249的中位收入,房屋的平均中位价格为$121,333,相当便宜。这个单一指标使得Peoria在首次购房者最佳房市排名中位列第七。
- Bloomington, IL都市区的房市竞争最激烈。Bloomington房屋平均只挂牌4天就会签约,这意味着首次购房者需要做好抢购的准备。这部分是由于相对人口来说住房库存特别低,再加上房价($197,067)相对于中等家庭收入($70,674)来说还算合理。
- 佛罗里达的这些都市区房屋库存最高。相对于人口数量,最多房源出售的前10个城市中有一半都在佛罗里达,其中包括Cape Coral(总体排名第二)、Port St. Lucie, Lakeland, Tampa和Jacksonville。这些都市区的房价预计在明年上涨幅度普遍高于平均水平,增幅为2.3%至3.6%,而且购房者购房者在房源挂牌到签约平均大概有一个月的时间。
- 加州的这些都市区房市房价最贵。根据该地区家庭收入中位数来看房屋销售价格中位数时,加州大都会区占据了十个全美最昂贵房市中的六个席位。收入只占房价的10%到13%的地方包括洛杉矶(中位房价$886,667)、Santa Maria($852,250)、圣何塞($1,386,667)、Salinas($821,000)、Napa($875,000)和Oxnard($812,417)。
最适合首次购房新手的地区排名 | ||||
---|---|---|---|---|
排名 | 城市 | 房价中位数 2024年2月 | 挂牌天数 | Zillow一年涨幅预测 |
1 | Lawton, OK | $131,150 | 22 | 0.9% |
2 | Cape Coral-Fort Myers, FL | $291,667 | 43 | 2.7% |
3 | Clarksville, TN-KY | $268,967 | 28 | 3.7% |
4 | McAllen-Edinburg-Mission, TX | $192,867 | 53 | 3.9% |
5 | Killeen-Temple, TX | $249,538 | 36 | 2.2% |
6 | Wichita Falls, TX | $171,598 | 37 | 2.3% |
7 | Peoria, IL | $121,333 | 13 | 0.5% |
8 | Appleton, WI | $268,633 | 40 | 2.6% |
9 | Memphis, TN-MS-AR | $204,000 | 30 | 2.4% |
10 | Fayetteville, NC | $218,500 | 14 | 3.9% |
11 | Rockford, IL | $159,000 | 10 | 3.6% |
12 | Tyler, TX | $282,967 | 48 | 2.5% |
13 | Rochester, NY | $199,975 | 8 | 5.0% |
14 | Jacksonville, NC | $238,333 | 15 | 2.9% |
15 | Waco, TX | $253,614 | 45 | 2.3% |
16 | Green Bay, WI | $266,750 | 40 | 3.2% |
17 | Huntsville, AL | $284,311 | 27 | 3.2% |
18 | Savannah, GA | $314,148 | 26 | 3.6% |
19 | Jacksonville, FL | $329,667 | 37 | 2.3% |
20 | Jackson, TN | $183,167 | 25 | 4.2% |
21 | Youngstown-Warren-Boardman, OH-PA | $131,333 | 16 | 3.1% |
22 | Eau Claire, WI | $261,467 | 31 | 2.9% |
23 | El Paso, TX | $227,667 | 29 | 2.9% |
24 | Brownsville-Harlingen, TX | $214,159 | 43 | 3.6% |
25 | Mobile, AL | $185,983 | 33 | 2.1% |
26 | Pueblo, CO | $273,300 | 46 | 1.6% |
27 | Jonesboro, AR | $181,233 | 37 | 0.2% |
28 | Columbus, GA-AL | $179,967 | 14 | 2.2% |
29 | Odessa, TX | $258,417 | 47 | -2.2% |
30 | Victoria, TX | $248,067 | 57 | 0.1% |
31 | Sioux City, IA-NE-SD | $181,500 | 22 | 1.1% |
32 | Syracuse, NY | $193,667 | 7 | 4.5% |
33 | Muncie, IN | $137,377 | 14 | 3.9% |
34 | Toledo, OH | $140,000 | 10 | 1.3% |
35 | Canton-Massillon, OH | $156,250 | 12 | 2.0% |
36 | Fort Wayne, IN | $217,233 | 10 | 3.6% |
37 | Flint, MI | $163,917 | 18 | 2.5% |
38 | Tulsa, OK | $215,583 | 23 | 2.2% |
39 | Indianapolis-Carmel-Anderson, IN | $250,333 | 15 | 2.5% |
40 | Lakeland-Winter Haven, FL | $297,600 | 34 | 2.9% |
41 | South Bend-Mishawaka, IN-MI | $178,000 | 18 | 2.8% |
42 | San Antonio-New Braunfels, TX | $297,500 | 45 | -0.2% |
43 | Tampa-St. Petersburg-Clearwater, FL | $356,667 | 29 | 3.6% |
44 | Longview, TX | $229,583 | 46 | 0.0% |
45 | Oklahoma City, OK | $218,500 | 21 | 1.3% |
46 | Akron, OH | $167,167 | 8 | 2.0% |
47 | Knoxville, TN | $321,000 | 14 | 6.1% |
48 | Abilene, TX | $222,900 | 34 | 0.1% |
49 | Montgomery, AL | $165,833 | 17 | 0.1% |
50 | Decatur, IL | $128,500 | 11 | 0.7% |
51 | Augusta-Richmond County, GA-SC | $213,983 | 19 | 2.3% |
52 | Des Moines-West Des Moines, IA | $241,333 | 23 | -0.1% |
53 | Orlando-Kissimmee-Sanford, FL | $323,000 | 34 | 2.2% |
54 | Cleveland-Elyria, OH | $170,667 | 10 | 2.0% |
55 | Columbus, OH | $259,170 | 6 | 3.0% |
56 | Fort Smith, AR-OK | $173,560 | 31 | 1.3% |
57 | Chattanooga, TN-GA | $279,967 | 18 | 3.4% |
58 | Charlotte-Concord-Gastonia, NC-SC | $348,667 | 14 | 4.0% |
59 | Lubbock, TX | $215,167 | 30 | 0.6% |
60 | Nashville-Davidson--Murfreesboro--Franklin, TN | $411,783 | 25 | 2.5% |
61 | Amarillo, TX | $225,417 | 30 | 1.0% |
62 | Warner Robins, GA | $218,833 | 13 | 2.3% |
63 | Erie, PA | $154,583 | 9 | 2.4% |
64 | Columbia, SC | $224,967 | 16 | 2.9% |
65 | Orlando-Kissimmee-Sanford, FL | $373,280 | 27 | 2.4% |
66 | Port St. Lucie, FL | $365,000 | 37 | 3.5% |
67 | Lansing-East Lansing, MI | $179,222 | 10 | 1.7% |
68 | Little Rock-North Little Rock-Conway, AR | $200,067 | 29 | 0.3% |
69 | Yuma, AZ | $283,300 | 32 | 3.8% |
70 | Columbia, MO | $283,000 | 30 | 2.0% |
71 | Rochester, MN | $271,400 | 23 | 0.4% |
72 | Springfield, IL | $157,083 | 6 | -0.6% |
73 | Birmingham-Hoover, AL | $211,000 | 20 | 1.1% |
74 | Cedar Rapids, IA | $198,850 | 24 | -0.1% |
75 | Evansville, IN-KY | $192,833 | 17 | 1.5% |
76 | Laredo, TX | $230,046 | 56 | -1.1% |
77 | Dothan, AL | $159,100 | 19 | 0.5% |
78 | Virginia Beach-Norfolk-Newport News, VA-NC | $303,250 | 26 | 1.2% |
79 | Charleston-North Charleston, SC | $410,667 | 17 | 3.1% |
80 | Ogden-Clearfield, UT | $441,274 | 21 | 3.0% |
81 | Flagstaff, AZ | $593,833 | 27 | 5.3% |
82 | Springfield, MO | $230,000 | 16 | 3.0% |
83 | Greenville, NC | $215,500 | 12 | 3.7% |
84 | St. Joseph, MO-KS | $161,667 | 15 | 0.6% |
85 | New Haven-Milford, CT | $307,817 | 8 | 4.0% |
86 | Bloomington, IN | $261,750 | 33 | 2.0% |
87 | Durham-Chapel Hill, NC | $371,083 | 12 | 3.7% |
88 | Salt Lake City, UT | $500,305 | 19 | 2.4% |
89 | Omaha-Council Bluffs, NE-IA | $265,436 | 9 | 1.9% |
90 | Cincinnati, OH-KY-IN | $237,300 | 7 | 2.2% |
91 | Dallas-Fort Worth-Arlington, TX | $371,677 | 23 | 1.3% |
92 | Wilmington, NC | $411,583 | 20 | 3.7% |
93 | Johnson City, TN | $226,160 | 13 | 4.1% |
94 | Pittsburgh, PA | $187,867 | 16 | -0.3% |
95 | Colorado Springs, CO | $426,000 | 26 | 0.9% |
96 | Manchester-Nashua, NH | $434,489 | 6 | 4.1% |
97 | St. Louis, MO-IL | $214,629 | 8 | 1.0% |
98 | Houston-The Woodlands-Sugar Land, TX | $314,083 | 30 | 0.2% |
99 | Davenport-Moline-Rock Island, IA-IL | $166,083 | 12 | -0.5% |
100 | Bakersfield, CA | $322,083 | 16 | 2.7% |
101 | Duluth, MN-WI | $208,596 | 16 | 2.3% |
102 | Kalamazoo-Portage, MI | $217,096 | 11 | 1.4% |
103 | Athens-Clarke County, GA | $323,333 | 19 | 4.2% |
104 | Detroit-Warren-Dearborn, MI | $216,667 | 12 | 1.0% |
105 | Spokane-Spokane Valley, WA | $361,667 | 23 | 2.6% |
106 | Fargo, ND-MN | $268,667 | 37 | -1.6% |
107 | Wichita, KS | $236,875 | 10 | 2.4% |
108 | Corpus Christi, TX | $263,733 | 40 | -1.2% |
109 | Racine, WI | $216,583 | 20 | 1.4% |
110 | Las Cruces, NM | $273,363 | 31 | 2.9% |
111 | Billings, MT | $402,171 | 30 | 1.8% |
112 | Gainesville, FL | $280,067 | 24 | 2.5% |
113 | Albuquerque, NM | $322,333 | 11 | 3.7% |
114 | Provo-Orem, UT | $481,333 | 22 | 2.1% |
115 | Reading, PA | $235,800 | 8 | 2.8% |
116 | Greensboro-High Point, NC | $230,083 | 14 | 2.8% |
117 | St. Cloud, MN | $252,133 | 27 | 1.2% |
118 | Kansas City, MO-KS | $275,833 | 8 | 1.8% |
119 | Philadelphia-Camden-Wilmington, PA-NJ-DE-MD | $304,490 | 11 | 1.6% |
120 | Beaumont-Port Arthur, TX | $194,792 | 42 | -3.3% |
121 | Waterloo-Cedar Falls, IA | $176,667 | 10 | 0.5% |
122 | St. George, UT | $490,680 | 37 | 2.6% |
123 | Kennewick-Richland, WA | $400,167 | 24 | 1.8% |
124 | Allentown-Bethlehem-Easton, PA-NJ | $277,983 | 11 | 2.9% |
125 | Boise City, ID | $448,317 | 16 | 3.7% |
126 | Richmond, VA | $331,942 | 8 | 2.2% |
127 | Baton Rouge, LA | $223,233 | 32 | -1.9% |
128 | Lexington-Fayette, KY | $278,417 | 10 | 2.2% |
129 | Chicago-Naperville-Elgin, IL-IN-WI | $286,500 | 12 | 0.4% |
130 | Minneapolis-St. Paul-Bloomington, MN-WI | $328,333 | 25 | -1.0% |
131 | Seattle-Tacoma-Bellevue, WA | $641,667 | 7 | 1.7% |
132 | Louisville/Jefferson County, KY-IN | $233,667 | 12 | 0.4% |
133 | Lynchburg, VA | $233,150 | 16 | 2.6% |
134 | Las Vegas-Henderson-Paradise, NV | $404,967 | 19 | 1.7% |
135 | Portland-South Portland, ME | $475,000 | 11 | 4.1% |
136 | Tucson, AZ | $333,333 | 21 | 2.9% |
137 | Asheville, NC | $402,000 | 28 | 2.5% |
138 | Madison, WI | $351,333 | 9 | 1.7% |
139 | Lake Charles, LA | $199,000 | 60 | -6.6% |
140 | Winston-Salem, NC | $240,000 | 12 | 2.9% |
141 | Champaign-Urbana, IL | $176,500 | 11 | -0.3% |
142 | Denver-Aurora-Lakewood, CO | $542,933 | 12 | 0.1% |
143 | Bismarck, ND | $284,964 | 33 | -1.6% |
144 | Bloomington, IL | $197,067 | 4 | 0.9% |
145 | Roanoke, VA | $247,333 | 11 | 3.0% |
146 | Jackson, MS | $203,491 | 23 | -0.4% |
147 | Fresno, CA | $368,333 | 15 | 1.6% |
148 | Lincoln, NE | $251,167 | 15 | 0.8% |
149 | Riverside-San Bernardino-Ontario, CA | $533,333 | 21 | 2.0% |
150 | Wichita, KS | $286,417 | 16 | 1.8% |
151 | Greeley, CO | $455,317 | 19 | -0.6% |
152 | Rapid City, SD | $341,917 | 17 | 2.7% |
153 | Yakima, WA | $333,833 | 23 | 2.0% |
154 | Tallahassee, FL | $257,267 | 18 | 1.7% |
155 | Worcester, MA-CT | $381,000 | 9 | 2.8% |
156 | Providence-Warwick, RI-MA | $404,900 | 11 | 2.7% |
157 | Lafayette-West Lafayette, IN | $237,483 | 8 | 3.1% |
158 | Merced, CA | $386,667 | 18 | 1.9% |
159 | Salem, OR | $417,842 | 25 | 0.7% |
160 | Midland, TX | $329,167 | 21 | -3.3% |
161 | Albany-Schenectady-Troy, NY | $291,958 | 11 | 1.0% |
162 | College Station-Bryan, TX | $282,667 | 26 | -0.7% |
163 | Bridgeport-Stamford-Norwalk, CT | $514,167 | 10 | 3.4% |
164 | New Orleans-Metairie, LA | $238,333 | 42 | -4.2% |
165 | Iowa City, IA | $277,667 | 19 | -1.2% |
166 | Portland-Vancouver-Hillsboro, OR-WA | $505,333 | 20 | -0.5% |
167 | Baltimore-Columbia-Towson, MD | $323,900 | 9 | -0.4% |
168 | Reno, NV | $515,483 | 20 | 0.7% |
169 | New York-Newark-Jersey City, NY-NJ-PA | $569,000 | 30 | 0.0% |
170 | Tuscaloosa, AL | $240,317 | 15 | 0.3% |
171 | Yuba City, CA | $392,967 | 18 | 1.0% |
172 | Modesto, CA | $440,667 | 12 | 1.4% |
173 | Shreveport-Bossier City, LA | $190,150 | 32 | -3.4% |
174 | Ames, IA | $234,400 | 19 | -0.8% |
175 | Washington-Arlington-Alexandria, DC-VA-MD-WV | $491,667 | 7 | -0.1% |
176 | Springfield, MA | $296,667 | 10 | 1.7% |
177 | Bellingham, WA | $555,667 | 17 | 1.7% |
178 | Fort Collins, CO | $521,146 | 19 | -0.1% |
179 | Boston-Cambridge-Newton, MA-NH | $608,333 | 8 | 1.5% |
180 | Santa Fe, NM | $555,000 | 30 | 2.3% |
181 | Redding, CA | $373,752 | 29 | -0.2% |
182 | Santa Maria-Santa Barbara, CA | $852,250 | 12 | 3.9% |
183 | Los Angeles-Long Beach-Anaheim, CA | $886,667 | 15 | 1.2% |
184 | Ann Arbor, MI | $343,833 | 8 | -0.3% |
185 | Salinas, CA | $821,000 | 17 | 1.6% |
186 | Boulder, CO | $666,583 | 21 | -0.3% |
187 | Medford, OR | $417,000 | 25 | -1.1% |
188 | Lafayette, LA | $207,750 | 28 | -4.1% |
189 | San Jose-Sunnyvale-Santa Clara, CA | $1,386,667 | 9 | -0.7% |
190 | Oxnard-Thousand Oaks-Ventura, CA | $812,417 | 12 | 0.8% |
191 | Chico, CA | $368,583 | 20 | -2.1% |
192 | Napa, CA | $875,000 | 28 | -0.8% |
讨论
已经买房和准备买房的小伙伴们,欢迎在评论区分享一下当地的房市情况呀~
数据来源:SmartAsset,封面图Credit:Shutterstock