2024 美国首次购房者的最佳房地产市场在哪里？

省钱君 5065 浏览 05-08 发布

那些刚攒够了首付、准备第一次买房的人，可能很难跟那些已经有不少房产积蓄的资深房主们竞争。而且随着生活成本上涨，首次购房的新手很可能就被挤出比较贵价的区域。

SmartAsset研究了185个都市区的房地产市场现状，找出了首次买房者能买到划算房子的最佳地点。这些地方的排名是根据房价是否能负担得起、竞争激烈程度和每个房市的社区特色等因素来定的。

最适合首次购房新手的房市

划重点：

Lawton, OK是最适合首次买房的地方。劳顿的房价在全美排名第五便宜，家庭收入中位数（$55,148）占房价中位数（$131,150）的44.3%。同时，25至39岁的人口占24%，在全美排名第六。房屋竞争程度一般，房源挂牌到签约大约需要22天。但房价预计在未来一年内仅上涨0.9%，略低于平均预测的1.6%。
Peoria, IL都市区拥有最实惠的住房市场。相对于$68,249的中位收入，房屋的平均中位价格为$121,333，相当便宜。这个单一指标使得Peoria在首次购房者最佳房市排名中位列第七。
Bloomington, IL都市区的房市竞争最激烈。Bloomington房屋平均只挂牌4天就会签约，这意味着首次购房者需要做好抢购的准备。这部分是由于相对人口来说住房库存特别低，再加上房价（$197,067）相对于中等家庭收入（$70,674）来说还算合理。
佛罗里达的这些都市区房屋库存最高。相对于人口数量，最多房源出售的前10个城市中有一半都在佛罗里达，其中包括Cape Coral（总体排名第二）、Port St. Lucie, Lakeland, Tampa和Jacksonville。这些都市区的房价预计在明年上涨幅度普遍高于平均水平，增幅为2.3%至3.6%，而且购房者购房者在房源挂牌到签约平均大概有一个月的时间。
加州的这些都市区房市房价最贵。根据该地区家庭收入中位数来看房屋销售价格中位数时，加州大都会区占据了十个全美最昂贵房市中的六个席位。收入只占房价的10%到13%的地方包括洛杉矶（中位房价$886,667）、Santa Maria（$852,250）、圣何塞（$1,386,667）、Salinas（$821,000）、Napa（$875,000）和Oxnard（$812,417）。

最适合首次购房新手的地区排名
排名	城市	房价中位数 2024年2月	挂牌天数	Zillow一年涨幅预测
1	Lawton, OK	$131,150	22	0.9%
2	Cape Coral-Fort Myers, FL	$291,667	43	2.7%
3	Clarksville, TN-KY	$268,967	28	3.7%
4	McAllen-Edinburg-Mission, TX	$192,867	53	3.9%
5	Killeen-Temple, TX	$249,538	36	2.2%
6	Wichita Falls, TX	$171,598	37	2.3%
7	Peoria, IL	$121,333	13	0.5%
8	Appleton, WI	$268,633	40	2.6%
9	Memphis, TN-MS-AR	$204,000	30	2.4%
10	Fayetteville, NC	$218,500	14	3.9%
11	Rockford, IL	$159,000	10	3.6%
12	Tyler, TX	$282,967	48	2.5%
13	Rochester, NY	$199,975	8	5.0%
14	Jacksonville, NC	$238,333	15	2.9%
15	Waco, TX	$253,614	45	2.3%
16	Green Bay, WI	$266,750	40	3.2%
17	Huntsville, AL	$284,311	27	3.2%
18	Savannah, GA	$314,148	26	3.6%
19	Jacksonville, FL	$329,667	37	2.3%
20	Jackson, TN	$183,167	25	4.2%
21	Youngstown-Warren-Boardman, OH-PA	$131,333	16	3.1%
22	Eau Claire, WI	$261,467	31	2.9%
23	El Paso, TX	$227,667	29	2.9%
24	Brownsville-Harlingen, TX	$214,159	43	3.6%
25	Mobile, AL	$185,983	33	2.1%
26	Pueblo, CO	$273,300	46	1.6%
27	Jonesboro, AR	$181,233	37	0.2%
28	Columbus, GA-AL	$179,967	14	2.2%
29	Odessa, TX	$258,417	47	-2.2%
30	Victoria, TX	$248,067	57	0.1%
31	Sioux City, IA-NE-SD	$181,500	22	1.1%
32	Syracuse, NY	$193,667	7	4.5%
33	Muncie, IN	$137,377	14	3.9%
34	Toledo, OH	$140,000	10	1.3%
35	Canton-Massillon, OH	$156,250	12	2.0%
36	Fort Wayne, IN	$217,233	10	3.6%
37	Flint, MI	$163,917	18	2.5%
38	Tulsa, OK	$215,583	23	2.2%
39	Indianapolis-Carmel-Anderson, IN	$250,333	15	2.5%
40	Lakeland-Winter Haven, FL	$297,600	34	2.9%
41	South Bend-Mishawaka, IN-MI	$178,000	18	2.8%
42	San Antonio-New Braunfels, TX	$297,500	45	-0.2%
43	Tampa-St. Petersburg-Clearwater, FL	$356,667	29	3.6%
44	Longview, TX	$229,583	46	0.0%
45	Oklahoma City, OK	$218,500	21	1.3%
46	Akron, OH	$167,167	8	2.0%
47	Knoxville, TN	$321,000	14	6.1%
48	Abilene, TX	$222,900	34	0.1%
49	Montgomery, AL	$165,833	17	0.1%
50	Decatur, IL	$128,500	11	0.7%
51	Augusta-Richmond County, GA-SC	$213,983	19	2.3%
52	Des Moines-West Des Moines, IA	$241,333	23	-0.1%
53	Orlando-Kissimmee-Sanford, FL	$323,000	34	2.2%
54	Cleveland-Elyria, OH	$170,667	10	2.0%
55	Columbus, OH	$259,170	6	3.0%
56	Fort Smith, AR-OK	$173,560	31	1.3%
57	Chattanooga, TN-GA	$279,967	18	3.4%
58	Charlotte-Concord-Gastonia, NC-SC	$348,667	14	4.0%
59	Lubbock, TX	$215,167	30	0.6%
60	Nashville-Davidson--Murfreesboro--Franklin, TN	$411,783	25	2.5%
61	Amarillo, TX	$225,417	30	1.0%
62	Warner Robins, GA	$218,833	13	2.3%
63	Erie, PA	$154,583	9	2.4%
64	Columbia, SC	$224,967	16	2.9%
65	Orlando-Kissimmee-Sanford, FL	$373,280	27	2.4%
66	Port St. Lucie, FL	$365,000	37	3.5%
67	Lansing-East Lansing, MI	$179,222	10	1.7%
68	Little Rock-North Little Rock-Conway, AR	$200,067	29	0.3%
69	Yuma, AZ	$283,300	32	3.8%
70	Columbia, MO	$283,000	30	2.0%
71	Rochester, MN	$271,400	23	0.4%
72	Springfield, IL	$157,083	6	-0.6%
73	Birmingham-Hoover, AL	$211,000	20	1.1%
74	Cedar Rapids, IA	$198,850	24	-0.1%
75	Evansville, IN-KY	$192,833	17	1.5%
76	Laredo, TX	$230,046	56	-1.1%
77	Dothan, AL	$159,100	19	0.5%
78	Virginia Beach-Norfolk-Newport News, VA-NC	$303,250	26	1.2%
79	Charleston-North Charleston, SC	$410,667	17	3.1%
80	Ogden-Clearfield, UT	$441,274	21	3.0%
81	Flagstaff, AZ	$593,833	27	5.3%
82	Springfield, MO	$230,000	16	3.0%
83	Greenville, NC	$215,500	12	3.7%
84	St. Joseph, MO-KS	$161,667	15	0.6%
85	New Haven-Milford, CT	$307,817	8	4.0%
86	Bloomington, IN	$261,750	33	2.0%
87	Durham-Chapel Hill, NC	$371,083	12	3.7%
88	Salt Lake City, UT	$500,305	19	2.4%
89	Omaha-Council Bluffs, NE-IA	$265,436	9	1.9%
90	Cincinnati, OH-KY-IN	$237,300	7	2.2%
91	Dallas-Fort Worth-Arlington, TX	$371,677	23	1.3%
92	Wilmington, NC	$411,583	20	3.7%
93	Johnson City, TN	$226,160	13	4.1%
94	Pittsburgh, PA	$187,867	16	-0.3%
95	Colorado Springs, CO	$426,000	26	0.9%
96	Manchester-Nashua, NH	$434,489	6	4.1%
97	St. Louis, MO-IL	$214,629	8	1.0%
98	Houston-The Woodlands-Sugar Land, TX	$314,083	30	0.2%
99	Davenport-Moline-Rock Island, IA-IL	$166,083	12	-0.5%
100	Bakersfield, CA	$322,083	16	2.7%
101	Duluth, MN-WI	$208,596	16	2.3%
102	Kalamazoo-Portage, MI	$217,096	11	1.4%
103	Athens-Clarke County, GA	$323,333	19	4.2%
104	Detroit-Warren-Dearborn, MI	$216,667	12	1.0%
105	Spokane-Spokane Valley, WA	$361,667	23	2.6%
106	Fargo, ND-MN	$268,667	37	-1.6%
107	Wichita, KS	$236,875	10	2.4%
108	Corpus Christi, TX	$263,733	40	-1.2%
109	Racine, WI	$216,583	20	1.4%
110	Las Cruces, NM	$273,363	31	2.9%
111	Billings, MT	$402,171	30	1.8%
112	Gainesville, FL	$280,067	24	2.5%
113	Albuquerque, NM	$322,333	11	3.7%
114	Provo-Orem, UT	$481,333	22	2.1%
115	Reading, PA	$235,800	8	2.8%
116	Greensboro-High Point, NC	$230,083	14	2.8%
117	St. Cloud, MN	$252,133	27	1.2%
118	Kansas City, MO-KS	$275,833	8	1.8%
119	Philadelphia-Camden-Wilmington, PA-NJ-DE-MD	$304,490	11	1.6%
120	Beaumont-Port Arthur, TX	$194,792	42	-3.3%
121	Waterloo-Cedar Falls, IA	$176,667	10	0.5%
122	St. George, UT	$490,680	37	2.6%
123	Kennewick-Richland, WA	$400,167	24	1.8%
124	Allentown-Bethlehem-Easton, PA-NJ	$277,983	11	2.9%
125	Boise City, ID	$448,317	16	3.7%
126	Richmond, VA	$331,942	8	2.2%
127	Baton Rouge, LA	$223,233	32	-1.9%
128	Lexington-Fayette, KY	$278,417	10	2.2%
129	Chicago-Naperville-Elgin, IL-IN-WI	$286,500	12	0.4%
130	Minneapolis-St. Paul-Bloomington, MN-WI	$328,333	25	-1.0%
131	Seattle-Tacoma-Bellevue, WA	$641,667	7	1.7%
132	Louisville/Jefferson County, KY-IN	$233,667	12	0.4%
133	Lynchburg, VA	$233,150	16	2.6%
134	Las Vegas-Henderson-Paradise, NV	$404,967	19	1.7%
135	Portland-South Portland, ME	$475,000	11	4.1%
136	Tucson, AZ	$333,333	21	2.9%
137	Asheville, NC	$402,000	28	2.5%
138	Madison, WI	$351,333	9	1.7%
139	Lake Charles, LA	$199,000	60	-6.6%
140	Winston-Salem, NC	$240,000	12	2.9%
141	Champaign-Urbana, IL	$176,500	11	-0.3%
142	Denver-Aurora-Lakewood, CO	$542,933	12	0.1%
143	Bismarck, ND	$284,964	33	-1.6%
144	Bloomington, IL	$197,067	4	0.9%
145	Roanoke, VA	$247,333	11	3.0%
146	Jackson, MS	$203,491	23	-0.4%
147	Fresno, CA	$368,333	15	1.6%
148	Lincoln, NE	$251,167	15	0.8%
149	Riverside-San Bernardino-Ontario, CA	$533,333	21	2.0%
150	Wichita, KS	$286,417	16	1.8%
151	Greeley, CO	$455,317	19	-0.6%
152	Rapid City, SD	$341,917	17	2.7%
153	Yakima, WA	$333,833	23	2.0%
154	Tallahassee, FL	$257,267	18	1.7%
155	Worcester, MA-CT	$381,000	9	2.8%
156	Providence-Warwick, RI-MA	$404,900	11	2.7%
157	Lafayette-West Lafayette, IN	$237,483	8	3.1%
158	Merced, CA	$386,667	18	1.9%
159	Salem, OR	$417,842	25	0.7%
160	Midland, TX	$329,167	21	-3.3%
161	Albany-Schenectady-Troy, NY	$291,958	11	1.0%
162	College Station-Bryan, TX	$282,667	26	-0.7%
163	Bridgeport-Stamford-Norwalk, CT	$514,167	10	3.4%
164	New Orleans-Metairie, LA	$238,333	42	-4.2%
165	Iowa City, IA	$277,667	19	-1.2%
166	Portland-Vancouver-Hillsboro, OR-WA	$505,333	20	-0.5%
167	Baltimore-Columbia-Towson, MD	$323,900	9	-0.4%
168	Reno, NV	$515,483	20	0.7%
169	New York-Newark-Jersey City, NY-NJ-PA	$569,000	30	0.0%
170	Tuscaloosa, AL	$240,317	15	0.3%
171	Yuba City, CA	$392,967	18	1.0%
172	Modesto, CA	$440,667	12	1.4%
173	Shreveport-Bossier City, LA	$190,150	32	-3.4%
174	Ames, IA	$234,400	19	-0.8%
175	Washington-Arlington-Alexandria, DC-VA-MD-WV	$491,667	7	-0.1%
176	Springfield, MA	$296,667	10	1.7%
177	Bellingham, WA	$555,667	17	1.7%
178	Fort Collins, CO	$521,146	19	-0.1%
179	Boston-Cambridge-Newton, MA-NH	$608,333	8	1.5%
180	Santa Fe, NM	$555,000	30	2.3%
181	Redding, CA	$373,752	29	-0.2%
182	Santa Maria-Santa Barbara, CA	$852,250	12	3.9%
183	Los Angeles-Long Beach-Anaheim, CA	$886,667	15	1.2%
184	Ann Arbor, MI	$343,833	8	-0.3%
185	Salinas, CA	$821,000	17	1.6%
186	Boulder, CO	$666,583	21	-0.3%
187	Medford, OR	$417,000	25	-1.1%
188	Lafayette, LA	$207,750	28	-4.1%
189	San Jose-Sunnyvale-Santa Clara, CA	$1,386,667	9	-0.7%
190	Oxnard-Thousand Oaks-Ventura, CA	$812,417	12	0.8%
191	Chico, CA	$368,583	20	-2.1%
192	Napa, CA	$875,000	28	-0.8%