![亚麻iHealth新冠检测报销👉网上提交/邮寄提交/CVS Caremark](https://imgcache.dealmoon.com/thumbimg.dealmoon.com/dealmoon/26c/314/e3d/b1c59ad12e72819baad3adb.jpg_1280_1280_3_1b0b.jpg)
从1/15起,私人保险公司可以给每个成员每人每30天报销8个OTC covid test kit,比如雇主提供的商业保险。
有些保险公司united health care(UHC)的,支持网上提交。有些保险公司需要邮寄或者FAX提交,比如UMR, Cigna, Aetna(可能会更新)。另外一种是虽然有商业保险,但平时处方药通过CVS Caremark的需要通过CVS caremark平台网上提交。
无论哪一种,都需要购买FDA-authorized.报销要求流程相近
UHC报销要求(仅针对保险卡有OptumRx标志的用户)
每个test不超过12刀,如果一盒里面多个,则按每个Test kit不超过12刀计算。
相关信息可登录UHC账号查看
![uhc1.png](https://imgcache.dealmoon.com/thumbimg.dealmoon.com/dealmoon/f8f/1d2/e1f/be7b1fac63d5280893d166f.jpg_1080_0_40_0996.jpg)
购买日期必须1/15及以后,购买途径有两种:去walmart或者rite aid药店购买,直接出示保险信息即可免费获取。另一种就是去别的店,或者网购,然后问保险公司报销。
注意黄色划出来的字。
![uhc2.PNG](https://imgcache.dealmoon.com/thumbimg.dealmoon.com/dealmoon/07c/e9d/e11/c7d46cfc19f3ffd7b5cee04.jpg_1080_0_40_b53d.jpg)
点击here之后跳出下面的网页,选择网上提交报销Request
![uhc4.PNG](https://imgcache.dealmoon.com/thumbimg.dealmoon.com/dealmoon/32f/1a6/6eb/935ce17586578b74c41d7f8.jpg_1080_0_40_d1e4.jpg)
FDA-authorized 的合格Test kit
FDA给的是EUA,官网上有完整的43个合格产品的列表(有可能还会更新)
![IMG_5193.JPG](https://imgcache.dealmoon.com/thumbimg.dealmoon.com/dealmoon/03a/0ff/a42/5d53d8c7be29fb652bc0d88.jpg_1080_0_40_c7c8.jpg)
![IMG_5192.JPG](https://imgcache.dealmoon.com/thumbimg.dealmoon.com/dealmoon/381/00a/90b/138ca3c7779b24f9644ae0d.jpg_1080_0_40_004f.jpg)
Amazon上有的ihealth
amazon上现在有货的是ihealth Covid-19 Antigen Rapid Test,是两只装,所以每人每30天可以最多购买4盒
![IMG_5205.JPG](https://imgcache.dealmoon.com/thumbimg.dealmoon.com/dealmoon/3b6/2b1/73e/95c6b42a8aee978ef638334.jpg_1080_0_40_332d.jpg)
这款在FDA列表里可以找到,具体EUA在这里
![fda7.PNG](https://imgcache.dealmoon.com/thumbimg.dealmoon.com/dealmoon/256/67e/cdd/a5e0aba1f84dbe5acc7a97f.jpg_1080_0_40_da4c.jpg)
购买后去UHC网站报销
以下仅为举例,没有完成最后一步,因为我虽然是UHC保险,但是是CVS caremark的Rx,所以我最后去CVS Caremark报销。
对于可以在UHC直接报销的小伙伴,接下来一步一步按流程来即可
![uhc6.PNG](https://imgcache.dealmoon.com/thumbimg.dealmoon.com/dealmoon/46c/43b/45f/3314bb0b4e09fc58101ad23.jpg_1080_0_40_bf28.jpg)
![uhc7.png](https://imgcache.dealmoon.com/thumbimg.dealmoon.com/dealmoon/5e6/7b3/e84/b700135e15bbc8367f74c6d.jpg_1080_0_40_accf.jpg)
![uhc8.PNG](https://imgcache.dealmoon.com/thumbimg.dealmoon.com/dealmoon/88f/43a/db5/d97d7f4a0c7a768a567fc1a.jpg_1080_0_40_5ac2.jpg)
![uhc9.PNG](https://imgcache.dealmoon.com/thumbimg.dealmoon.com/dealmoon/d8e/ea8/fc8/c23d8ea95075f2e4bd8a7c8.jpg_1080_0_40_68bc.jpg)
![uhc10.PNG](https://imgcache.dealmoon.com/thumbimg.dealmoon.com/dealmoon/c93/cc0/39f/82a5f440213c7c18caa6ce0.jpg_1080_0_40_ee8e.jpg)
点击submit之后就提交了,我朋友告诉我之后会弹出窗口,告知会有电子邮件确认信;如果UHC有问题会联系;如果自己有问题就打电话;最后返钱通过mail,大概10-20天processing time。
不支持网上提交的保险公司
家属的保险公司不支持网上提交,去自己的保险公司网站会有一张专门的表格。一般在find forms, documents,file a claim, medical claim这种选项中寻找。
很多保险公司首页banner就有最新消息。
家属的这张长这个样子,需要的资料和上面网上提交差不多,不外乎个人信息,保险信息,购买信息等。填完之后最好留个复印件,然后加上proof of purchase,也就是Receipt/invoice,寄去保险公司。
![](https://imgcache.dealmoon.com/fsvrugccache.dealmoon.com/ugc/bfb/ccc/c18/65bb2f47a30f236081f3cec.jpeg_1080_0_3_7710.jpeg)
![](https://imgcache.dealmoon.com/fsvrugccache.dealmoon.com/ugc/0ec/8ef/bcb/5831e9b07f1c01a8c0cdef8.jpeg_1080_0_3_032b.jpeg)
CVS Caremark网上提交
cvs caremark和平时薅羊毛的cvs extracare是两码事,网站也是单独的。第一次需要用自己的caremark上的member ID注册。
![](https://imgcache.dealmoon.com/fsvrugccache.dealmoon.com/ugc/5bf/467/658/bc8a24b6dd6a0ca5b77cb03.jpeg_1080_0_3_6c69.jpeg)
登陆后选择Plan&Benefits--> submit prescription claim
![caremark1.PNG](https://imgcache.dealmoon.com/thumbimg.dealmoon.com/dealmoon/ab2/ab7/adf/1b7844a2574f5c4028148d4.jpg_1080_0_40_d4f8.jpg)
![Inkedcaremark2_LI.jpg](https://imgcache.dealmoon.com/thumbimg.dealmoon.com/dealmoon/4dd/e9d/32c/421bd00ef6df8cfcc198634.jpg_1080_0_40_a963.jpg)
接下来也是按流程
选择给自己买
![caremark3.PNG](https://imgcache.dealmoon.com/thumbimg.dealmoon.com/dealmoon/111/2d4/4c2/6cca3b2da9d716de6297da5.jpg_1080_0_40_8834.jpg)
核对个人信息,填写电话号码
![Inkedcaremark4_LI.jpg](https://imgcache.dealmoon.com/thumbimg.dealmoon.com/dealmoon/fc1/a19/66b/b593690f94de69f450eb8c1.jpg_1080_0_40_38c2.jpg)
填写购买信息并上传receipt,会出现receipt预览
![caremark5.PNG](https://imgcache.dealmoon.com/thumbimg.dealmoon.com/dealmoon/0ce/585/d0e/c628b0d76a20eb7d6bdad9c.jpg_1080_0_40_73c0.jpg)
![Inkedcaremark7_LI.jpg](https://imgcache.dealmoon.com/thumbimg.dealmoon.com/dealmoon/a52/a3e/f53/e327159d7c80d3c473a7f02.jpg_1080_0_40_80c3.jpg)
之后核对信息,提交
目前刚提交,家属和我都还没收到钱,但是流程大致就是这样。
有后续可能会在留言区更新~
么么哒😘
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